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From TikTok to Instagram, South Africans are increasingly exposed to posts claiming to offer financial tips. However, many blur the line between education and exploitation. As misinformation spreads, financial advisers have a clear opportunity: step in with the credibility, structure and ethics that the public is missing. Useful information and scams are intermixed, creating noise and uncertainty. As licensed professionals, we need to ask: how do we step into this chaos responsibly and offer the clarity […]

Money Values Matter Creating a lasting financial legacy isn’t just about leaving money to your children—it’s about teaching them how to manage it responsibly and understand its purpose. Henri Le Grange, Certified Financial Planner® at Old Mutual Personal Finance, warns that accumulating assets is only half the battle in building generational wealth.  “The real opportunity is helping those that will one day be left behind recognise and value the opportunities made possible by the hard work and […]

Recent research by an independent economist reveals that less than 16% of South Africans can genuinely afford homes priced above R1.3 million. This finding underscores a growing disparity between loan approvals and actual affordability, raising questions about the financial sustainability of homeownership for the average buyer. According to Henri Le Grange, Certified Financial Planner® at Old Mutual Personal Finance, qualifying for a bank loan doesn’t necessarily mean you can afford all the costs that come with owning […]

GEORGE NEWS – While Freedom Day on 27 April gifted the South African public freedom from the second VAT increase in just seven years, consumers’ personal fiscus is not yet out of the woods. Many consumers experience VAT hikes as a slow leak in their finances – akin to the metaphorical ‘death by a thousand paper cuts’. It is not one big change, but dozens of smaller increases that collectively tighten the squeeze. The decision to […]